Attention homeowners in North Charleston and Charleston County: Get an Appraisal today!
Here are the top 7 reasons why South Carolina homeowners call on Bridge Appraisals, LLC:
We at Bridge Appraisals, LLC understand the unique needs of a customer looking for appraisal services. Our usual business clients get the appraisal process and the customary documents we provide. As our client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings.
Pre-listing Services/For Sale by Owner (FSBO)Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Bridge Appraisals, LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value opinion than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a region that's going down or is not appreciating as much as other houses close by. That means you are most likely paying more taxes than you should. The earlier you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Bridge Appraisals, LLC is your #1 weapon when challenging your property tax assessment.
PMI Removal AppraisalsPMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Bridge Appraisals, LLC, we're veterans in helping customers just like you do away with unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be unsuitable from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Bridge Appraisals, LLC can help you reinstate your home equity line of credit with an expert appraisal.
Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for efficiency? Bridge Appraisals, LLC offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can help with that too. While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.